We Move Money, Smartly

Global Payments. Borderless Liquidity.

Pay vendors in China, contractors in the UAE, partners in the US, suppliers across 60+ countries. ZitraPay handles the payment headaches so you can focus on growing the business.

$50M+ in successful payments 99% on-time settlements Registered MSB · FinCEN
Trusted by active clients & partners moving money worldwide
We are on a journey to build an ecosystem that works.
Global Presence

Registered where it matters.

A regulated presence across four jurisdictions, and growing. We show up in the markets that count, with the paperwork to prove it.

Aerial view of the Statue of Liberty at sunset with the New York City skyline
United States
Registered MSB · FinCEN

Photography via Wikimedia Commons. CN Tower © Jchmrt (CC BY-SA 4.0). Tower Bridge © Bob Collowân (CC BY-SA 3.0). Statue of Liberty and Lekki-Ikoyi Link Bridge licensed under CC0 / CC BY-SA.

What we do

We move money, smartly.

From a supplier in Shenzhen to a freight forwarder in Rotterdam, ZitraPay connects your business to global counterparts through fast, reliable, regulated FX rails. No stories, just settlements.

Pay vendors abroad

Settle invoices in the US, UK, China, UAE, EU, South Africa and more. We handle the rails, you handle the relationship.

International AP

Institutional liquidity management

Built for companies and institutions moving funds between affiliated entities within the same group. Repatriate revenues, fund subsidiaries, and rebalance treasury across borders with full audit trails.

Group treasury

Post-payment logistics settlements

Once your vendor is paid, the goods still need to move. Cover the moving parts that get your shipment across: freight forwarders, customs agents, insurers, and carriers, all settled through one interface.

Logistics AP

School fees & tuition

Tuition, fees, and personal remittances to institutions abroad. Timely settlement in the local currency, on the deadline, without the wire-transfer drama.

Personal payments
How it works

From request to "it's done" in five steps.

When your bank says it can't go, we say it's done. Here's exactly how.

01

Send a request

Share invoice and beneficiary details with our team.

02

Get an offer

We confirm the FX rate and timeline. No surprises.

03

Pay in Naira

Fund the request locally — fast and simple.

04

We send abroad

Funds settle through licensed partners. You get full proof of payment.

05

Done

Easy, secure, and fast — usually in hours, not weeks.

FX Routes

We know the routes that actually work.

Reliable FX rails mapped across the most-used corridors for African businesses, importers, and travelers.

$USD🇺🇸USA
$USD🇨🇳China
¥CNY🇨🇳China
$USD🇮🇳India
£GBP🇬🇧UK
EUR🇿🇦South Africa
$USD🇦🇪UAE
KKES🇰🇪Kenya
EUR🇪🇺Eurozone

Need a corridor we haven't listed? Ask us. We likely have it.

Who we help

Built for businesses that move across borders.

SMBs

Small & medium businesses paying global vendors.

Importers & Exporters

Settle invoices in China, the US, the EU and beyond.

Travel & Shipping

Pay airlines, hotels, freight carriers worldwide.

Startups & Corporates

Treasury, payroll abroad, vendor payments at scale.

Compliance & Trust

Compliance-first, by design.

Cross-border payments run on trust. Every corridor, every counterparty, every dollar flows through a compliance framework built to institutional standards. This is not a checkbox for us. It is the foundation of how we operate.

Know Your Customer

Comprehensive KYC on every business we onboard: legal entity verification, beneficial ownership disclosure, source-of-funds documentation, and ongoing due diligence. We know who we are moving money for, and why.

Institutional KYC

Anti-Money Laundering

Every transaction is screened through accredited AML providers: sanctions and OFAC checks, PEP screening, adverse-media monitoring, and transaction-pattern analytics in real time. Suspicious activity is flagged, investigated, and reported.

AML & sanctions screening

Licensed regulatory framework

Registered Money Service Business with the U.S. Financial Crimes Enforcement Network (FinCEN). Registered with FINTRAC in Canada, incorporated with Companies House in the United Kingdom, and registered with the Corporate Affairs Commission in Nigeria. Payment processing is delivered through licensed banking and payment partners.

Multi-jurisdiction

Full audit trail on every transaction

Every request, quote, confirmation, and settlement is recorded end to end. Timestamped, exportable, and available on demand for your finance team, your auditors, or a regulator. No black boxes, no gaps.

End-to-end audit
$50M+
Successfully settled to date
99%
On-time settlement rate
60+
Countries across active corridors
4
Regulated jurisdictions, and counting

When your bank says "it can't go"… we say it's done.

Click below to onboard in 24 hours and settle your next invoice with ZitraPay.

FAQ

Questions, answered honestly.

Couldn't find what you're looking for? Email business@thezitrapay.com and we typically reply same business day.

Begin KYC
Is ZitraPay a bank?

No. Zitra Technologies Inc. (ZitraPay) is a financial technology company, not a bank. We are a registered Money Service Business (MSB) with the U.S. Financial Crimes Enforcement Network (FinCEN). All payment processing services are delivered through our licensed banking and payment partners.

How long does onboarding take?

Most clients are fully onboarded within 24 hours. Submit our KYC form and our compliance team will review and confirm your account so you can begin settling invoices the same day. Start your KYC →

Which countries and currencies do you support?

We send USD, EUR, GBP, CNY and several regional currencies to more than 60 countries — including the United States, the United Kingdom, the European Union, China, the UAE, South Africa, and most major trading partners across Africa, Asia, and the Americas.

How fast do payments settle?

Most payments settle in hours rather than days. Speed depends on the corridor, beneficiary bank, and compliance checks. We always share an expected timeline before you confirm a transaction.

What kind of businesses do you work with?

Small and medium businesses, importers and exporters, travel and shipping agencies, startups, and large corporates. We also support individuals with international payments such as school fees and family support.

How do exchange rates work?

You'll receive a transparent quote with the exchange rate and any fees before you commit. Pay in your local currency once you're happy with the offer — no hidden FX spreads or surprise charges.

Do I get proof of payment?

Yes. Every transaction comes with full settlement confirmation and supporting documentation that you can share with your beneficiary or accountant.

Who handles compliance and AML matters?

Our in-house compliance team reviews every transaction in line with U.S. and partner-bank requirements. For regulatory, AML, or compliance queries, contact compliance@thezitrapay.com.